CASHBACK

Save Money Shopping With Verified Genuine CASHBACK Companies
(In America In 2022)
Disclosure
Some links are sponsored. We only list verified genuine companies we like.

By Michael Wong | January 3, 2022.

Save Money Shopping With Up Top 40%+ Cashback

What Is Cashback?

Cashback is an incentive offered by merchants, online and offline stores, and cashback sites, whereby you receive a cash refund after making a purchase.

Can I Use A Coupon And Still Get Cash Back?

Yes. You can typically use a coupon and still receive cash back. However, sometimes you may receive less cash back or none at all depending on the site or retailer.

What Are Cashback Sites?

Cashback sites are a type of website that rewards its members by giving them a percentage of the commission the cashback site receives from the merchant when a member makes a purchase online and in stores via its affiliate links.

How Much Cash Back Do I Get?

You can get up to 40% cash back or more from cashback sites. Rates can vary between sites, so it pays to compare all the leading cashback sites to see which one offers the best cashback deal for a particular purchase.

How Do Cashback Sites That Pass On 100% of Commissions Stay In Business?

Some cashback sites advertise the fact that they give its members 100% of commissions. So how do they make money?

Cashback sites that pass on 100% of commissions to its members earn money in other ways, such as advertising and sponsored listings. They also receive bonus payments from merchants and affiliate networks for driving large volumes of sales to them.

Top 10 Verified Genuine Cashback Sites

Here are my top 10 cashback sites to find and compare to get the best cashback deals.

Visit each cashback site for more information:

Ebates screenshot

1. Ebates (Visit ebates):

  • Save money with up to 40% cash back and 10,000+ coupons at 2,500+ stores (Amazon, Macy’s, Walmart, etc.), with Ebates.
  • 40+ stores offer in-store cash back.
  • Ebates cash back Visa credit card offer:
    • 3% extra cash back on qualifying purchases made through ebates.
    • 1% cash back everywhere else visa credit cards are accepted.
    • $10 cash bonus on first purchase.
    • Works with Apple Pay.
  • $10 sign up bonus.
  • Refer a friend:
    • They spend at least $25:
      • You get $25
      • They get $10
    • Each friend must place qualifying orders totaling a minimum of $25.
    • For your first referral, you receive a $5 base bonus.
    • For your 2nd referral, you receive a $5 base bonus, plus an additional $40 bonus ($5 + $5 + $40 = $50).
  • Earnings paid by check, PayPal or donation to charity, every three months.
  • Mobile app ratings:
    • Android: 4.5 (35,000+ reviews / 1 million+ downloads)
    • iOS: 4.4 (1,800+ ratings)
  • Browser extension ratings:
    • Chrome: 4.9 (29,000+ reviews / 2 million+ users)
    • Firefox: 4.7 (200+ reviews/ 115,000+ users)
    • Microsoft Edge: 4.7 (580+ ratings)
    • Safari: No rating
  • Stats:
    • $1 billion+ paid out to members.
    • 10 million members.
  • Ebates is part of Rakuten, Inc., a ‎¥1 trillion (~US$9 billion) publicly traded company on the Tokyo stock exchange (http://c1ick.us/rakuten-tyo).
  • Employees: 501+ (est. 1998) (http://c1ick.us/ebates-lkd)
  • BBB accredited rating: A+ (http://c1ick.us/ebates-bbb)
  • Minimum age: 18+
  • Countries: USA, Canada, Japan, Korea.
  • Free to join: Yes
TopCashback screenshot

2. TopCashback (Visit topcashback):

  • Save money with up to 40%+ cash back and coupons on 4,300+ stores, including Amazon, eBay and Walmart, with TopCashback.
  • TopCashBack passes on 100% of the commission they receive from a merchant.
  • Highest cashback guaranteed: If you find a better cashback rate on another online cashback provider, they will match the rate.
  • 3% cash back bonus if you choose to receive earnings by Amazon gift card, American Express Reward Card or Gap eGiftCard.
  • Earnings paid by PayPal, direct deposit to your bank account, Amazon gift card, American Express Reward Card, and Gap eGiftCard, anytime, with no minimum earning restrictions.
  • Refer a friend and get $10 when they earn their first $10 cashback, with no time restrictions.
  • Mobile app ratings:
    • Android: 3.7 (4,300+ reviews / 500,000+ downloads)
    • iOS: 4.4 (850+ ratings)
  • Browser extension ratings:
    • Chrome: 2.7 (110+ reviews / 50,000+ users)
    • Firefox: 2.7 (15+ reviews/ 2,800+ users)
    • Safari: No rating
  • 8 million+ members worldwide.
  • Employees: 11-50 (est. 2011) (http://c1ick.us/topcashback-lkd)
  • Countries: USA, China, India, Japan, UK.
  • Free to join: Yes
BeFrugal screenshot

3. BeFrugal (Visit befrugal):

  • Save money with up to 40% cashback and coupons at 5,000 stores, such as Amazon, Target and Walmart, with BeFrugal.
  • 125% cash back rate guarantee: If you find a higher rate on another site, BeFrugal will match it, and add an additional 25%.
  • Online and printable restaurant and grocery coupons for 40,000 stores.
  • Coupons guaranteed to work or BeFrugal will give you $5.
  • $10 bonus when you earn $10 cash back.
  • Refer a friend:
    • You earn $10 when they earn $10 in cash back within 365 days of account creation.
    • They get $10 sign-up bonus.
  • US-based customer support and real-time live chat.
  • Mobile app ratings:
    • Android: 4.1 (200+ reviews / 10,000+ downloads)
    • iOS: No rating
  • Chrome extension rating: 4.2 (300+ reviews / 245,000+ users)
  • Payment by PayPal, direct deposit to your bank account, check, or Amazon gift card (3% extra cash back).
  • Employees: 11-50 (est. 2009) (http://c1ick.us/befrugal-lkd)
  • BBB accredited rating: A+ (http://c1ick.us/befrugal-bbb)
  • Minimum age: 18+
  • Countries: USA
  • Free to join: Yes
Extrabux screenshot

4. Extrabux (Visit extrabux):

  • Save money with up to 30% cash back and coupons at over 5,000 stores, such as Amazon, eBay and Walmart, with Extrabux.
  • $5 welcome bonus.
  • Refer a new member:
    • You earn $5 bonus.
    • You earn 5% of what your friend earns during their first year (it does not come out of your friend's earnings)
    • Your referral receives a $20 bonus, split into 4 "$5 Welcome Bonuses", paid when they earn $25, $50, $75 and $100 in cash back.
  • Payment by PayPal or check.
  • $14 million+ cash back paid out to members.
  • Chrome extension rating: 3.7 (4+ reviews / 7,800+ users)
  • Extrabux was acquired by Ebates in 2013. Ebates is part of Rakuten, Inc., a ‎¥1 trillion (~US$9 billion) publicly traded company on the Tokyo stock exchange (http://c1ick.us/rakuten-tyo).
  • Employees: 11-50 (est. 2006) (http://c1ick.us/extrabux-lkd)
  • Countries: USA, China, Korea, Russia.
  • Free to join: Yes
Swagbucks screenshot

5. Swagbucks (Visit swagbucks):

  • Save money shopping online and get up to 40% cash back from 1,500+ retailers, such as AliExpress, Amazon, and Nike, with Swagbucks.
  • Earn Swag Bucks (1 SB = 1¢) points by:
    • completing online surveys (up to 1,000 SB per survey)
    • shopping online
    • using the Swagbucks search engine
    • watching videos (up to 3 SB per video)
    • playing games online (up to 10 SB per play)
    • signing up for offers (up to 10,000 SB)
    • signing up ($5 bonus)
    • referring friends and earn 10% of whatever they earn, for life
  • Redeem points for PayPal, gift cards (Amazon, Starbucks, Walmart, etc.), or donate to charity.
  • You may also redeem points for sweepstake entries to win prizes, such as:
    • 13-inch MacBook Air
    • 100,000 SB Beach Bash Giveaway
    • 25,000 SB Giveaway
  • Mobile app ratings:
    • Android: 4.1 (11,000+ reviews / 740,000+ downloads)
    • iOS: No rating
  • Browser extension ratings:
    • Chrome: 4.9 (29,000+ reviews / 550,000+ users)
    • Firefox: 4.3 (3 reviews / 3 users)
    • Microsoft Edge: 3.5 (30+ ratings)
    • Safari: No rating
  • Stats:
    • $294 million+ in cash and gift cards paid out to members
    • 7,000+ gift cards given out every day
    • 20 million+ members
    • Sweepstakes:
      • $1.9 million+ in prizes won
      • 690,000+ winners all-time
      • 29,000+ winners last month
  • Swagbucks is a product of Prodege, LLC, parent company of MyPoints.
  • Funding: Prodedge, LLC., raised $60 million (http://c1ick.us/proedge-crb)
  • Employees: 51+ (est. 2005) (http://c1ick.us/shopathome-lkd)
  • SiteJabber rating: 4.4/5 (5,100+ reviews) (http://c1ick.us/swagbucks-sjb)
  • TrustPilot rating: 8.3/10 (8,550+ reviews) (http://c1ick.us/swagbucks-sjb)
  • Minimum age: 13+
  • Countries: USA, worldwide.
  • Free to join: Yes
Ibotta screenshot

6. Ibotta (Visit ibotta):

  • Save money with cash back for 300 retail chains, restaurants, movie theaters, convenience stores, home improvement centers, pet stores, and pharmacies in 500,000 locations, with Ibotta.
  • How Ibotta works:
    1. Before you shop, add offers to qualify for cash back.
    2. Buy featured products at participating stores.
    3. Redeem your offers by taking a photo of your receipt and get cash back.
    4. Your cash back will be deposited into your Ibotta account within 48 hours.
  • Earn more with:
    • teamwork bonuses - sign up using Facebook and your friends will automatically join your team
    • brand or category specific bonuses
    • non-specific bonuses
    • refer a friend bonuses - earn $5 cash when your friend signs up with your referral code and receives their $10 welcome bonus
  • Win prizes with sweepstakes and giveaways, such as:
    • Ibotta’s $1,000 Shopping Spree Giveaway
    • QVC $2,000 Shopping Spree Giveaway
    • Ibotta’s $5,000 Dream Getaway
  • Cash back earnings ($20 minimum) paid by PayPal, Venmo, or gift card.
  • Mobile app ratings:
    • Android: 4.5 (290,000+ reviews / 5 million+ downloads)
    • iOS: 4.6 (57,000+ ratings)
  • $325 million+ earned by users in cash back rewards.
  • Funding: $85 million (http://c1ick.us/ibotta-crb)
  • Employees: 201+ (est. 2011) (http://c1ick.us/ibotta-lkd)
  • BBB accredited rating: B (http://c1ick.us/ibotta-bbb)
  • Minimum age: 18+
  • Countries: USA
  • Free to join: Yes
ShopAtHome screenshot

7. ShopAtHome (Visit shopathome):

  • Save money with cash back from 3,000 stores, such as BestBuy, eBay and Walmart, with ShopAtHome.
  • 250,000 coupons, deals and free samples at 50,000 stores.
  • Printable grocery, restaurant and local business coupons.
  • $10 sign up bonus.
  • Earnings paid by Amazon gift card, PayPal, or check.
  • Mobile app ratings:
    • Android: 4.2 (1,700+ reviews / 100,000+ downloads)
    • iOS: 3.1 (5+ ratings)
  • Browser extension ratings:
    • Chrome: 4.9 (29,000+ reviews / 550,000+ users)
    • Firefox: 4.0 (1 review / 1,800+ users)
    • Microsoft Edge: 3.1 (7 ratings)
    • Safari: No rating
  • $50 million+ cash back paid out to shoppers.
  • ShopAtHome was acquired by Prodege, LLC, parent company of Swagbucks and MyPoints, in August, 2017.
  • Funding: Prodedge, LLC., raised $60 million (http://c1ick.us/proedge-crb)
  • Employees: 51+ (est. 1986) (http://c1ick.us/shopathome-lkd)
  • Minimum age: 18+
  • Countries: USA, Canada.
  • Free to join: Yes
Shopkick screenshot

8. Shopkick (Visit shopkick):

  • Earn reward points (kicks) shopping in-store and online with the Shopkick mobile app.
  • Earn kicks:
    • walking into stores* (* no purchases necessary)
    • scanning barcodes of select products*
    • purchasing with a linked card
    • purchasing and submit a receipt
    • visiting online stores*
    • viewing select online products*
    • making mobile purchases
    • watching videos*
    • referring friends - 250 kicks per referral and 100 referrals max
  • 250 kicks equal $1.
  • Redeem kicks for gift cards (Amazon, Target, Walmart, etc.).
  • Stats:
    • $60 million+ in gift cards paid out
    • 23 million+ users
  • Mobile apps ratings:
    • Android: 4.3 (210,000+ reviews / 10 million+ downloads)
    • iOS: 4.7 (13,000+ ratings)
  • In October 2014, Shopkick was acquired by SK Planet Co., Ltd., which is part of SK Telecom Co. Ltd., a $16 billion South Korean wireless telecommunications service provider.
  • Employees: 201+ (est. 2009) (http://c1ick.us/shopkick-lkd)
  • Minimum age: 13+
  • Countries: USA
  • Free to join: Yes

Cashback Credit/Debit Cards

These two credit and debit card issuers offer cash back on purchases made via their website, which is on top of the credit/debit card rewards you receive for using the card.

Visit each website for more information:

BankAmeriDeals screenshot

9. BankAmeriDeals (Visit bankamerideals):

  • Save money with up to 15% cash back when you shop with a Bank of America credit or debit card, with BankAmeriDeals.
  • How it works:
    1. Install the Bank of America Mobile Banking app on your phone.
    2. Click the cash back deals you want in Online or Mobile Banking.
    3. Shop with an eligible Bank of America debit or credit card, or Merrill Lynch credit card.
    4. Earn cash back and your account will be automatically credited by the end of the next month.
  • Mobile app ratings:
    • Android: 4.4 (310,000+ reviews / 10 million+ downloads)
    • iOS: 4.7 (50,000+ ratings)
  • Bank of America Cash Rewards credit card for example has no annual fee.
  • Bank of America Corp is a $250 billion publicly traded company (http://c1ick.us/bankofamerica-nys).
  • Employees: 10,001+ (http://c1ick.us/bankofamerica-lkd)
  • Minimum age: 18+
  • Countries: USA
Chase 5% Cash Back screenshot

10. Chase 5% Cash Back (Visit chase5cashback):

  • Save money with up to 5% cash back on up to $1,500 in purchases each quarter, with a Chase Freedom credit card (no annual fee).
  • 200+ popular online retailers, such as Best Buy, Macy's, and Walmart.
  • You need to activate new 5% cash back categories every three months.
  • Unlimited 1% cash back on all purchases (no spending cap).
  • Earn up to 15% extra cash back when you shop via the Chase Ultimate Rewards website or mobile app.
  • Points never expire as long as your account is open.
  • $1 in Cash Back rewards equals 100 points. 100 points equals $1 in redemption value.
  • Redeem points for gift cards - Amazon, Best Buy, Macy’s, etc.
  • Chase credit cards are issued by Chase Bank USA, which is part of JPMorgan Chase & Co, a $350 billion publicly traded company (http://c1ick.us/jpmorganchase-nys).
  • Employees: 10,001+ (http://c1ick.us/chase-lkd)
  • Minimum age: 18+
  • Countries: USA

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